For home repairs or improvements
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The data calculated by the repair loan calculator are for information purposes. They give you an idea of the possible amount of monthly payments. To receive an individual offer, you must complete a loan application..
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Fill out the e-application, contact the customer service or call +39 350 002 7349.
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A repair loan is a high-value specialized financial service from FIDES ACQUISITIONS, designed for the repair and improvement of a house, apartment, or other property owned by the customer. For these purposes, customers can receive a loan ranging from 5,000 to 25,000 euros with a term of 6 months to 7 years..
What is the purpose of the repair loan?
The customer can use the repair loan issued by FIDES ACQUISITIONS for all purposes related to the improvement of the property. This can include renovation, window replacement, cosmetic repair of premises, roof replacement, or other works that improve the condition of the property. The customer can also direct the loan to commercial buildings in their possession for repair and improvement..
What are the requirements to obtain a repair loan?
Any customer who is at least 25 years old, receives an official and regular income, has no active fast loan obligations, and owns real estate in their own name can apply for a repair loan. As a responsible lender, FIDES ACQUISITIONS always carefully evaluates each customer's income and expenses, length of employment, credit history, and other factors to ensure the customer can repay the loan on time..
What should be considered when granting credit for repairs?
If you choose to improve your property with the help of a repair loan, you should take into account that no changes regarding ownership rights may be made during the contract term without the consent of FIDES ACQUISITIONS. Each of these cases is evaluated individually to find a mutually satisfactory solution. It should be noted that the client must provide proof of ownership for the property to be improved from the land registry at the time of contract conclusion or within 45 days thereafter..
What is the application process for a repair loan?
To check the possibility of obtaining a loan for repairs, the customer must submit an application by filling out an electronic form on the website..
Frequently Asked Questions
Within 45 days of concluding the contract, the borrower must provide proof of ownership for the object to be improved from the state land registry office by sending it electronically to FIDES ACQUISITIONS, by mail, or by submitting it to one of the customer service departments. The certificate can also be submitted at the time of signing the contract..
No. The evaluation of applications and the creation of the offer are free of charge..
In the event that the borrower does not provide proof of ownership for the object to be improved within 45 days of contract conclusion, it is mandatory to contact FIDES ACQUISITIONS in writing at kontakt@fidesaq.com or by telephone at +49 176 42609836.
We also offer remote loan agreement mediation throughout Germany..
No. The customer receives the full loan amount in their current account; no commission fee is deducted separately. All loan costs are included in the monthly installment..
Loan payments are to be made according to the issued payment schedule. If, for a valid reason supported by appropriate documents, it is not possible to make payments on time, please contact us at the telephone number +49 176 42609836. Each situation is evaluated individually..
During the contract term, the property may not be sold, gifted, or altered without a written agreement with FIDES ACQUISITIONS. If such a need arises, you must apply to us stating your request and the reasons for it. Each case is evaluated individually..
Yes. If you pay off the loan agreement before maturity, you do not have to pay loan interest and processing fees for the unused months..