Car Loan
Without Down Payment
1 Customize Your Loan
A car loan is also available to self-employed individuals!
The data calculated by the car loan calculator provides information about the possible amount of monthly payments. For an individual offer, please fill out the loan application.
Apply
Fill out the e-application, contact the customer service or call +39 350 002 7349.
Signatures
Sign the contract at the customer service office or remotely.
Let us transfer
Buy your dream car within 5 days and have the car registered in your name.
Register
Send a copy of your documents to info@fidesaq.com
Monthly Installment
Quick Inquiry
Fast Loan Application
About Car Loans
A car loan is a practical and fast solution that gives you the opportunity to obtain the necessary funds to purchase a vehicle. By taking out a loan to buy a car, you can acquire a vehicle that meets your needs – a car, motorcycle, minibus, motorhome, or another vehicle for daily or professional use. A main requirement is that the chosen vehicle can be registered with the CSDD. Likewise, the financial service of FIDES ACQUISITIONS – a loan for car purchase – stipulates that when a vehicle is purchased, it is registered in the customer's name.
Requirements for taking out a car loan
Customers who have reached the age of 20 and have an official and regular income can apply for a car loan at FIDES ACQUISITIONS. Current income, repayment capacity, credit history, and other existing liabilities are evaluated. After careful review, customers have the opportunity to receive a car loan without a down payment in the amount of 1,000 to 25,000 euros with a term of 12 months to 7 years. The approximate loan amount can be calculated using the car loan calculator from FIDES ACQUISITIONS. By specifying the required loan amount, the customer can find out about the term and amount of the monthly installment. When purchasing a vehicle, the purchase price must not be significantly lower than the applied loan amount.
Car Purchase Conditions
After receiving a car loan in your bank account, you must purchase a vehicle within 30 days. Within 15 days after the purchase, you must register the vehicle in your name and submit a copy of the vehicle registration document to FIDES ACQUISITIONS. It is important to note that you may not make any changes to vehicle ownership during the term of the contract without the written consent of FIDES ACQUISITIONS.
Differences between Car Loan and Car Leasing
One of the main differences between a car loan and leasing is that with a car loan, the vehicle is registered in your name and not in the name of the lender. In addition, there are no special requirements for the age, price, or down payment of the vehicle with a car loan, as can be the case with leasing.
Frequently Asked Questions
The main difference between a car loan and car leasing is that with a car loan, the vehicle is not registered in the name of the lender, but in the name of the borrower. FIDES ACQUISITIONS offers car loans – the car is registered in your name.
A loan for car purchase is available to all persons aged 20 and over.
After purchasing the vehicle, it must be registered in your name. No lien is registered, but during the term of the contract, you may not sell, give away, or otherwise encumber the vehicle without the written consent of FIDES ACQUISITIONS.
During the contract term, you may not sell the purchased vehicle without a written agreement with FIDES ACQUISITIONS.
You can submit an application with your request and the reasoning. FIDES ACQUISITIONS will review it and provide feedback. Each case is evaluated individually.
No, purchase documents do not need to be sent to FIDES ACQUISITIONS. The vehicle must be purchased at a price that is not obviously lower than the loan amount. However, you must submit a copy of the vehicle registration to FIDES ACQUISITIONS.
Please send the copy of the vehicle passport, stating the contract number, to: kontakt@fidesaq.com
No down payment is required for a car loan.
The maximum loan amount is 25,000 euros.
The vehicle should be purchased within 30 days after signing the contract and registered in your name within 15 days.
Yes, you can repay the car loan early at any time. There are no interest or processing fees for unused months.
The car loan is transferred to the borrower's bank account on the day the application is approved.
The borrower must be at least 20 years old with official, verifiable, and regular income, and the length of service at the last place of employment must not be less than 3 months. Persons who have reached retirement age can also receive a loan.